ABOUT US
Experience brings better outcomes
Our Story
Tower 3 was founded on a simple yet powerful insight – investment exposure to litigation finance does not have to be rooted in outcome uncertainty. By focusing on a niche within litigation funding, we eliminate the risk of uncertainty by investing in post-settlement litigation finance.
Our founder brings over three decades of legal expertise to purchase litigation-based receivables, capitalizing on the un-bankable nature of settlements and judgments, which are not recognized as collateral by banks. Tower 3 provides strategic funding as law firms await distributions to occur, earning a part of the recovery.
Providing strategic capital helps law firms manage operations more effectively, while limiting the risk inherent in litigation funding, as Tower 3 invest where outcomes are determined.
Our differentiated approach to litigation finance
We arbitrage the timing delta between settlement and distribution, understanding that “settlements pay.” Our funding delivers liquidity, when the only remaining challenge is the timing of a distribution, offering reprieve for law firms to optimize business operations and earning part of the recovery.
Tower 3 delivers risk-adjusted returns that are uncorrelated with traditional asset classes while avoiding the binary risk inherent in pre-settlement litigation finance.
Access
Investment opportunities in post-settlement litigation funding
Alpha
Specialized focus on purchasing receivables where settlements or judgments have been enetered with delayed payments
Risk-Mitigation
Elimination of outcome uncertainty by focusing exclusively on established payment obligations
Our primary objective is to preserve capital by focusing exclusively on post-settlement scenarios where liability has been established.
We apply rigorous multi-factor assessment to validate the quality of settlements and the creditworthiness of obligors.
We implement multiple layers of protection, including first-lien positions, control of cash mechanisms, and appropriate discount rates.
We recognize that the time value of money is the primary risk in post-settlement funding and address this through conservative advances and realistic duration assessments.
Our origination process screens thousands of potential opportunities to identify the small percentage that meet all our criteria.
Tower 3 addresses a specific capital need created by structural inefficiencies in the settlement distribution process. Traditional lenders will not provide financing when the primary collateral is a legal fee that requires court approval and distribution, creating a financing gap that Tower 3 fills post-settlement financing.
Investment philosophy
Tower 3's investment philosophy is built on the understanding that in litigation finance, the elimination of outcome uncertainty dramatically improves risk-adjusted returns. Our investment principles include:
WHY US
Eliminating outcome uncertainty
Tower 3 Investments is offering investors investment opportunities in post-settlement litigation alongside a previous litigator and proven funder.
Designed to focus on a single asset or limited number of assets
Based exclusively on resolved cases where liability has been established
Structured with appropriate protections and risk controls
Targeted to deliver attractive risk-adjusted returns
Get in Touch
We welcome inquiries from investors interested in investment opportunities in post-settlement litigation funding.